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If you're going the personal loan route, scout lenders in your community and online through a loan comparison site like Credible.
Make sure you can get approved for a loan that is enough to cover your debt and that you score a lower interest rate.
The fact is you're taking out another credit card or loan.
If you don't have a strategy to pay it back, you'll just end up in more debt.
You'll need to provide your personal information as well as your financial info.
Take out a personal loan Another option for credit card consolidation is to take out a personal loan.You can get a personal loan at a local credit union or financial institution as well as online.Personal loans can be a good credit card consolidation solution as it may offer a lower interest rate than your credit cards.Make payments each month and if possible, pay more than the minimum.If you have a balance transfer card, know the promotional period and work to pay off your balance before the period ends.