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If the availability terms on an existing account are to be changed, a new disclosure should be provided to consumer customers 30 days before the change is implemented or, if the change will improve the availability of funds to the customer, no later than 30 days after the change becomes effective.Your institution must post, in each location where employees accept consumer deposits, a notice of your availability policy pertaining to consumer accounts.It's more fun Some dating sites claim to be the place to find someone to marry.At NZDating we say the best relationships come from having fun making lots of friends - meanwhile 'the one' often magically appears!Business days are defined as Mondays through Fridays except federal holidays.
Such disclosures must be provided to customers before they open a new account.
The notice must specifically state the availability periods for the various types of deposits that may be made to consumer accounts.
The notice need not be posted at each teller window, but it must be posted in a place where consumers seeking to make deposits are likely to see it before making their deposits.
Regulation CC requires that financial institutions include a notice of funds availability on the front of all preprinted deposit slips.
The notice need state only that deposits may not be available for immediate withdrawal.